Specialized Restaurant Insurance Solutions
Comprehensive Insurance for Your Restaurant Business
Welcome to Gaylord Insurance
Your Partner in Culinary Coverage & Care
At Gaylord Insurance, we recognize that no two restaurant ventures are alike. Our tailored coverage is built to protect your equipment, inventory, and liability — so you can focus on crafting memorable meals, not worrying about the unexpected.
Gaylord Insurance's Customized Solutions
Each eatery type, be it a sophisticated bistro, trendy café, family-style diner, or ice cream parlor, faces unique risks and challenges.
These establishments all require tailored insurance solutions that protect not just their physical premises but also the heart and soul of their culinary experience.
Our specialized policies are crafted to ensure your hard work and passion are safeguarded, no matter the type of your establishment.
Explore our bespoke insurance options tailored for every culinary space, and discover how we can help your restaurant business thrive safely and securely.
Eligibility Criteria for Restaurant Insurance
At Gaylord Insurance, we understand the diverse coverage needs of different restaurant types. While Fine Dining Locations are catered to as a Middle Market submission and are CPP (Commercial Package Policy) eligible, all other restaurant types are eligible for our Business Owner’s Policy (BOP).
Here’s what you need to know:
1. Business Experience and Longevity
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We value your experience in the restaurant industry.
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Eligibility consideration requires details about your years in business.
2. Financial Parameters
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Total Insurance Value (TIV) Maximum: Coverage up to $7,500,000.
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Maximum Gross Sales: Up to $10,000,000.
3. Liquor Liability
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Liquor liability coverage is available and can be included in your policy.
4. Delivery and Catering Services
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Delivery services are not generally covered unless outsourced to a third party.
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Catering services are acceptable, provided they constitute less than 20% of total sales.
5. Food Truck Operations
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Food trucks are eligible for coverage if associated with a physical restaurant location.
6. Gaming Facilities
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Gaming is acceptable with the proper security measures in place.
Get in Touch
Ready to take the next step towards securing comprehensive insurance for your restaurant?
We're here to guide you through every aspect of the process and provide you with tailored insurance solutions that meet your unique needs.
To proceed with your insurance quote, please provide detailed information about the restaurant and owner(s) including contact details and relevant experience in the restaurant industry.